Most people think of superannuation as a tax-favoured way of saving for your retirement. For employees, it is compulsory. For self-employed people, it is optional. For everybody, it is a great idea.
But superannuation is about more than retirement planning. It is actually a cornerstone of most people’s financial plan. This is because ‘super’ touches every other aspect of your financial planning. The way you manage your super impacts on how you manage your insurances, your other investments, your tax planning, your retirement planning, your marriage, your divorce, how and when you might help your adult kids out financially, your estate planning and even how you repay your own mortgage.
It is super by name and even more super by nature.
There are several types of super funds, such as retail funds, industry funds, corporate funds and self-managed superannuation funds. Different clients are suited to one or more of these types, and sometimes it makes sense to use more than one type in combination. We help you select the appropriate type of fund. We then help you make best use of whichever option you take. This is important because super can and should be incorporated into your thinking about everything to do with your finances.
If you decide to manage your own super (a ‘self-managed super fund,’ or SMSF), we assist with all facets of establishing and maintaining this fund. This includes liaising with external legal professionals to facilitate the production of all documents needed to start, and our advice on the assets you hold within the fund.
CEO - Private Advice
Simon is the CEO & Director of Wealth Strategies at Proactive Financial Solutions | Your Futureplanner , and is an Authorised Representative of The Financial Link Group Pty Ltd AFSL 240-938. He has over 30 years of experience in the provision of financial and accounting advice, along with more than 20 years experience in providing advice on financial planning. Simon attained a Bachelors degree in Economics from the Australian National University in 1987 and Associate membership of the Institute of Chartered Accountants in 1991. He is a Fellow of the Taxation Institute of Australia and after 25 year achieved Chartered tax Advisor status.
Simon is also a member of the Financial Planning Specialist Chapter of the Institute of Chartered Accountants and a accredited Specialist Superannuation Advisor with SMSF Association
After being in business for 30 years, Simon understands the financial demands placed upon people in today’s busy world. Simon’s team provide a “Total Financial Care” approach to re-designing a clients lifestyle to match their goals and aspirations.
Utilising his taxation, business and financial experience, Simon reshapes his clients financial lives to create a compelling future.
Simon Nuttall is an authorised representative (231975) of The Financial Link Group Pty Ltd (AFSL 240938).